Here Are the 8 Best Beam AI Alternatives for 2026

Quick Summary

Beam AI is among the top options in the accounts receivable (AR) automation software market today. In this article, we’ll discuss how Beam AI works, how to select the right AR automation software for your business, and list the 8 best alternatives to Beam AI. We feature our leading tool Lunos, the platform setting a new standard in automation with human-like engagement capabilities, as well as HighRadius and Upflow.

Looking for an AR Automation Software That Delivers Real Value?

AR automation has become increasingly important, helping business owners improve workflow efficiency and ROI. And Beam AI is known to be one of the more favoured automated AR software providers.

However, other providers have emerged, delivering equal, if not better, value than Beam AI. The platform leading the charge is Lunos, a specialized AI coworker for AR tasks and processes, transcending automation with a human touch.

For finance leads looking for a platform that can match up to Beam AI in deliverability and reliability, this guide will cover the 8 top options on the market that offer the best value for money.

Before we go into it…

Why Listen to Us?

At Lunos, our experience comes from helping many of the world’s leading tech brands ease the stress on their financial teams by taking over their repetitive, manual tasks. Our platform has successfully helped businesses minimize accounting errors and teams reach their full potential.

What Is Beam AI and How Does It Improve AR Processes?

Source: BeamAI

Beam AI is an enterprise-level, comprehensive AI agent platform that helps businesses automate their management processes by creating, deploying, and managing AI agents. It comes with a prebuilt accounts receivable AI agent that helps automate manual AR tasks, like tracking unpaid invoices, sending reminders, and managing collections to maintain cash flow and reduce Days Sales Outstanding (DSO).

Key Features

• Accounting Integrations: Seamlessly integrates with popular accounting tools, including QuickBooks, SAP, and Xero.
• Automated Reminders and Follow-Ups: The AR agent sends timely payment reminders to customers without any manual effort from your team.
• Collaborative Workflows: Beam AI works alongside other financial agents, like billing or debt collection, to streamline the full order-to-cash process.

Pros

• AI agent automatically monitors outstanding invoices
• Comprehensive finance and accounting integrations
• Full AR and AP automation capabilities

Cons

• Limited accessibility for non-technical users
• Lack of specific debugging tools impacts large-scale data management

Ranking Our Top 8 Beam AI Alternatives

1. Lunos

Lunos leads our list due to its ability to deliver what other legacy AR software have failed to: automated AR processes managed just like a human would. Completing tasks is one thing. Lunos takes it a step further by managing two-way conversations, reading responses, tracking promises, and adapting to engagements with distinctly human warmth.

Lunos AI coworker shows grit under pressure by handling 5-10x the invoice volume without losing any quality or adding headcount. Meanwhile, customers receive friendly, relevant messages instead of generic chasers, reducing escalations and awkward sales calls.

Key Features

• AI-Powered Customer Engagements: The AI agent reads, understands, and gives human responses to customer emails about payments, schedule changes, and more.
• Adaptive Follow-Up Management: Lunos shows true conversational intelligence by understanding intent signals (“we’ll pay next week,” for example), identifying disputes, and contextually adjusting follow-ups automatically.
• Multi-System Integrations: Lunos connects ERP, CRM, email, and major payment systems like QuickBooks, NetSuite, Xero, Stripe, HubSpot, and Salesforce into one unified view.
• Slack-Native Workflow: The platform integrates seamlessly with Slack, allowing teams to collaborate, approve actions, and receive daily summaries directly.
• Three Autonomy Modes: The Monitor, Suggest, and Act modes give you full control over how much independence the AI coworker is allowed.

Pricing

• Starter: The Starter plan uses a pay-as-you-go model. The plan includes access to Customer Modes for free, multiple payment channels, and key Lunos actions.
• Pro : The Pro plan gives developing teams more control and support. It includes all Starter features, plus dedicated Slack support, customizable Lunos behaviours, and unlimited users.
• Enterprise: This plan suits large businesses with complex AR needs. Pricing depends on services and users. It includes all Pro features, plus individual ledgers, custom AI optimization, detailed performance reviews, and personalized onboarding.

Pros

• AI coworker responds to customer engagements like a human 
• Seamless Slack integration 
• Responds with true conversational intelligence in real-time
• Teams fully control the AI agent’s independence
• Personalized customer experience 

Cons

• AI optimizations are only available on the Enterprise pricing plan

2. HighRadius

HighRadius’s AI-powered autonomous platform makes our list, automating order-to-cash, treasury, and record-to-report processes. The platform uses predictive analysis to improve cash flow visibility, reduce DSO, and improve working capital performance while integrating with ERP systems.

Source: HighRadius

Key Features

• Smart Collections: HighRadius automatically sorts collections based on priority, using parameters like risk, invoice value, and customer payment behaviour.
• Real-Time Dashboard and Analytics: The platform keeps track of your KPIs, including DSO, overdue balances, and collection efficiency, to help you make better decisions.
• Automatic Cash Application: HighRadius uses AI and ML for remittance capture, automated payment-to-invoice, and automatic deductions.

Pricing

HighRadius does not provide standard pricing, so businesses must contact the team directly to obtain a customized quote.

Pros

• Access advanced analytics to improve decision-making
• Smart collections help you attend to high-priority invoices first
• AR automations help to streamline the invoice-to-cash process

Cons

• Difficulties processing non-traditional payment formats
• Limited customization and error correction functionality

3. Upflow

Upflow is a comprehensive Financial Relationship Management (FRM) platform that helps businesses automate their AR process beyond just chasing invoices. It also delivers real-time AR analytics, cash flow forecasting, and customer payment insights to help teams prioritize collections and reduce DSO.

Source: Upflow

Key Features

• Automated Cashflow Workflows: Upflow helps businesses create personalized, automated reminders and follow-ups based on invoice status, aging, and customer behavior.
• Customer Payment Portal: The platform offers a branded self-service payment portal with multiple online payment options to reduce friction.
• Financial Relationship Management (FRM): Upflow helps you treat AR like a customer touchpoint that enables personalized customer engagement and tailored approaches.

Pricing

Upflow offers an initial free AR software access for teams that are new to AR automations. The paid plans come with custom pricing that depends on the size of your company.

Pros

• Automated payment reminders and follow-ups
• Real-time AR-analytics and forecasting
• Integrates easily with existing systems

Cons

• Not comprehensive enough for enterprise-level businesses
• Fewer customization features than most competitors

4. Centime

Centime is an automated AR, AP, and cash flow platform that allows businesses to manage both receivables and payables in one system. It provides a unified workflow, real-time cash visibility, and EPR-embedded sync with accounting software, so teams get a better view of liquidity and working capital.

Source: Centime

Key Features

• AI-Powered Invoice Capture and Coding: With automated OCR data extraction and smart GL coding, you can eliminate the need for manual entry.
• Automated Collection Workflows: Integrates with ERP architecture to enable users to set escalation triggers, payment behavior segmentation, and customized invoice reminders.
• Supplier Portal: Centime allows vendors to track invoice and payment statuses themselves, significantly reducing the burden of support.

Pricing

Centime provides tailored pricing for its AR plan depending on the number of invoices collected. Reach out to the company’s specialists for detailed pricing.

Pros

• Custom reminder campaigns accelerate payments 
• Customers pay via ACH, card, or check without extra logins
• Combines Accounts payable, receivable, and banking solutions in one tool

Cons

• Automated payment matching isn’t supported
• Not fully compatible with global businesses

5. Tesorio

Tesorio makes our list as a top AI-powered AR automation and cash flow performance tool that’s great for mid-market and enterprise-level teams. It automates collections, cash application, and forecasting to help businesses accelerate cash flow, reduce DSO, and deliver real-time working capital insights.

Source: Tesorio

Key Features

• Automated Collection Campaigns: Tesorio helps businesses curate automated, customizable email workflows and reminder sequences that help to accelerate payments.
• Intelligent Prioritization: The platform provides predictive scoring of at-risk accounts and insights on payment behavior to help your team focus their efforts where they matter most.
• Automated Portal Invoicing: Tesorio’s AI agent helps you submit and track invoices across external procurement portals.

Pricing

Tesorio offers a bespoke pricing plan depending on the business's size, needs, and process requirements.

Pros

• AI-driven cash flow forecasts
• Payment matching helps you keep track of invoices
• Seamless ERP and CRM integrations

Cons

• Collection processes could be slowed down by invoicing delays
• Navigating the Email management dashboard can be difficult

6. BlackLine

BlackLine is an automated AR and order-to-cash automation platform that’s ideal for small and medium-sized businesses. It streamlines account reconciliations, journal entries, approvals, and reconciliation with accounting software, leaving your finance teams free to focus on strategic growth tasks.

Source: G2

Key Features

• AR Analytics: BlackLine provides financial insights in real time so your teams can make informed decisions based on established financial KPIs.
• Custom Approvals: Full customization of the AP process allows you to create a workflow that’s unique to your business and client needs.
• AI-assisted Payment Analysis: Assess the impact of extended payment terms on your cash flow and DSO, while tracking customer payments in relation to the agreed-upon terms.

Pricing

BlackLine uses a custom pricing plan. Contact their support team for full pricing details.

Pros

• User-friendly interface
• Advanced payment analytics
• Fully customizable AR workflows

Cons

• Fewer advanced automation features compared to Beam AI 
• Limited transaction matching functionality

7. Gaviti

Gaviti makes our list as a modern AI-powered AR automation platform for B2B finance, credit, and collections teams. It streamlines the invoice-to-cash cycle with automated collections, credit risk scoring, dispute workflows, cash application, customer self-service, and analytics.

Source: Gaviti

Key Features

• Gaviti AI: Gaviti’s AI-driven assistant can create complete AR workflows from scratch, improve collection communication, and forecast late payments long before they occur.
• Priority Task Queues: Gaviti prioritizes the high-value or high-risk accounts automatically, so your team can focus their efforts where most needed.
• Advanced Customization: Gaviti helps you create workflows, messaging, and dashboards that are unique to your business while keeping all your other processes intact.

Pricing

Gaviti provides customized pricing based on your industry and chosen solutions. Visit Gaviti’s official website for a quote or reach out to their experts for complete pricing information.

Pros

• Unique workflow solutions 
• Customizable reports and unified data across ERPs 
• Real-time advanced AR analytics dashboards

Cons

• Limited options for payment portals 
• Setup process can be complex, especially for newer AR software users

8. Invoiced

Invoiced rounds up our list. It’s an AR automation platform that handles invoice delivery, payment acceptance, automated collections, and more. The tool helps companies accelerate cash flow, gain insights into receivables, and reduce manual finance workload.

Source: G2

Key Features

• Automated Invoicing: Invoiced lets you generate and send invoices automatically based on schedules or events.
• Smart Collections Workflows: You can create automated, customizable reminders and follow-up campaigns to chase overdue invoices.
• Payment Portals: Invoiced is compatible with a variety of payment methods, including ACH, BACs, direct debit, credit cards, iDeal, SEPA, and other alternatives.

Pricing

This tool uses a custom pricing service. Contact Invoiced pricing experts for detailed information on their offerings.

Pros

• Works with niche payment methods
• Automated invoicing reduces manual billing work
• Create custom workflows without coding

Cons

• Less comprehensive collection of features than Beam AI
• AI features are limited compared to agent-based tools

Streamline Your AR Processes With Lunos AI

Beam AI offers strong AR automation capabilities within its wider suite of finance automation capabilities and AI agents. However, unlike other dedicated AR automation tools and platforms, Beam AI falls just shy of comprehensive, hands-off invoice-to-cash process automation.

The best AR automation software today automates the cash receivables process from start to finish. But Lunos’ AI coworker goes beyond those legacy platforms by also handling customer engagements with a distinctly human cadence that’s unmatched within the industry. Sign up today on the official Lunos website and let our AI agent give your finance teams the assistance they deserve.